Windows Central posted How to manage user accounts settings on Windows 10
A quote from the article:
You can set up and configure Windows 10 user accounts in many ways, and in this guide, we'll show you how.How to manage user accounts settings on Windows 10 @ Windows Central
Although you'll typically create a Windows 10 account as you set up a new device, there are a lot of additional options you can configure using the Settings app to get the most out of your experience and make your account more secure.
Also, Windows 10 lets you create multiple user accounts with different levels of functionalities depending if you're adding a family member, a young person, or a friend. This allows everyone to have a personal space with their settings, desktop customization, and separate files based on specific requirements.